When you have a credit card, you really have to take advantage of extra perks and treats it offers. I got three cards but am actively using just two. One of which is HSBC. It's been by first ever card back in college, when I was offered to get a university student credit card almost 15 years ago. I've changed from student card to classic to a Mabuhay Miles gold, hopeful of getting myself a free airfare to Hongkong someday.One of their latest treat for all HSBC cardholders is the zero interest installment. With the upcoming school opening, a lot of us are preparing and making our back-to-school shopping. You can shop at any SM department store for all your school needs and charge it to your card. You'll have an option to pay your purchases in 4 months installment without any interest. That's easy payment terms for you.
Just make sure you'll pay your bills on or before your payment due date to ensure no interest accumulation. Plus for every Php2000 credit slip charge, you can get a tall-sized Starbucks drink in any branch. :)
And remember, use your card wisely. Enjoy shopping.
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